Bonus Declaration for PLI & RPLI Stake Holders for the FY 2026-27

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  Department of Posts has approved the following Bonus rates for PLI/RPLI policies active during the fiscal year 2026-27 will be paid at the time of maturity. Terms and Conditions apply for pre-closures.

1. Postal Life Insurance (PLI)

Policy Type	Policy Name	Bonus Rate (per ₹1,000 Sum Assured)
Whole Life Assurance	Suraksha	₹76
Endowment Assurance	Santosh	₹52
Convertible Whole Life	Suvidha	₹76 (unless converted)
Anticipated Endowment	Sumangal	₹48
Joint Life Assurance	Yugal Suraksha	₹52
Children Policy	Bal Jeevan Bima	₹52

2. Rural Postal Life Insurance (RPLI)

Policy Type	Policy Name	Bonus Rate (per ₹1,000 Sum Assured)
Whole Life Assurance	Gram Suraksha	₹60
Endowment Assurance	Gram Santosh	₹48
Anticipated Endowment	Gram Sumangal	₹45
Children Policy	Bal Jeevan Bima	₹48